Tuesday, January 31, 2012

Divorce and Division of Social Security Benefits

Social Security benefits are not divisible in divorce. If you were in a marriage that lasted ten or more years, you may want to consider whether you can benefit from receiving Social Security spousal benefits. You may apply to the Social Security Administration for spousal benefits when you turn 62. You are responsible for applying for the benefit, as no action will automatically be taken on your behalf.

Benefits taken before full retirement age are reduced. The spousal benefit will be roughly 50% of the higher wage earner’s benefit.  If your own actual earned benefit is greater than the benefit of your former spouse, only that will be paid. 


Spousal benefits are available regardless whether the other spouse is receiving Social Security payments. Receiving a Social Security spousal benefit does not decrease any other pension that you may be receive. Social Security spousal benefits will be reduced by any applicable earnings limit for current employment. 


You can learn more about Social Security spousal benefits by contacting the Social Security Administration:



This post does not constitute legal advice. Social Security guidelines change and the accuracy of this post or how you should plan your own retirement strategy should be discussed with your attorney, financial planner or Social Security Administration counselor.

3 comments:

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  3. My husband and i got Married last year and we have been living happily for a while. We used to be free with everything and never kept any secret from each other until recently everything changed when he got a new Job in NewYork 2 months ago. He has been avoiding my calls and told me he is working,i got suspicious when i saw a comment of a woman on his Facebook Picture and the way he replied her. I asked my husband about it and he told me that she is co-worker in his organization,We had a big argument and he has not been picking my calls,this went on for long until one day i decided to notify my friend about this and that was how she introduced me to Mr James(Worldcyberhackers@gmail.com) a Private Investigator  who helped her when she was having issues with her Husband. I never believed he could do it but until i gave him my husbands Mobile phone number. He proved to me by hacking into my husbands phone. where i found so many evidence and  proof in his Text messages, Emails and pictures that my husband has an affairs with another woman.i have sent all the evidence to our lawyer. I just want to thank Mr James for helping me because i have all the evidence and proof for my lawyer,I Feel so sad about infidelity.


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